3032 Saint Croix Trail S

Afton, MN
$ 425,000 Beds 2 Baths 1 Sq 1,360
Monthly Estimate* How much can I afford?

**Seller is offering a $3,000 Closing Cost Credit (or Rate Buydown) and free appraisals through a preferred lender. The promotion is available for eligible loans locked by October 23, 2026.** Built in 1858, the same year Minnesota became a state, this historic farmhouse occupies one of the most storied addresses in Afton's Old Village — a rare opportunity to own a pre-statehood Minnesota house in a walkable, riverside historic district. The 1,281-square-foot residence offers 2 bedrooms and 1 bathroom across two levels, with tall original proportions, a layout that has flexed gracefully through nearly two centuries, plus a lower-level room with its own utility space for added flex use. A historically informed exterior color palette — warm beige siding, crisp alabaster trim, and a deep green door — restores the home's presence on the street while preserving its 19th-century character. The main-level family room is generously sized enough to offer single-level living potential: a buyer could convert this space into a main-floor primary suite, reducing the need for stairs while preserving the upstairs bedrooms for guests, family, or a home office. It's a layout option that pairs the home's historic charm with the practicality that today's buyers increasingly lo ok for. What sets this property apart from a typical antique farmhouse is what sits beside it: a 1,000-square-foot heated studio with its own half bath, a Conditional Use Permit (CUP) already on file with the City of Afton, and 5 dedicated parking stalls. This is a genuine live/work opportunity — the kind of home business setup most owners spend years and thousands of dollars pursuing through city approval before they can even begin. Here, it is already in place, well suited to an appointment-based or studio-scale use such as a wellness or massage studio, art studio or maker space, salon or private therapy practice, specialty retail with a workshop, photography or design studio, or professional office. Buyers should confirm directly with the City of Afton exactly what the CUP authorizes before committing it to a specific use. The setting is what makes the opportunity real. Step off the large front porch and you are a tenth of a mile from Afton's village center — coffee, dining, the marina, and the St. Croix River are all within an easy stroll along streets recently rebuilt as part of a multi-million-dollar infrastructure and flood-protection program that included a FEMA-certified levee. This is the same historic district where the 150-year-old Afton House Inn, Selma's Ice Cream Parlor, and a wave of new boutique businesses have chosen to invest in recent years, citing the same walkability and small-town character this property sits in the middle of. The property is served by Afton-Lakeland Elementary, Oak-Land Middle School, and Stillwater Area High School, part of a district whose assigned high school carries a 9-of-10 rating. For a buyer drawn to historic architecture, river towns, or

Single Family

  • Price
  • $ 425,000
  • City
  • Afton
  • Bedrooms
  • 2
  • Full Bathrooms
  • 1
  • County
  • WASHINGTON
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 0.52 Acres
  • Zip
  • 55001
  • Sqr Footage
  • 1,360
  • Year Built
  • 1858
  • Taxes
  • $ 3158
  • Style
  • Single Family
  • MLS#
  • 7102060
Listed By: Coldwell Banker Realty - Southwest Regional
Data Source: Northstar MLS (NSTAR)

Features

General

Living Area 1360
Sewer Private Sewer
Heating Boiler
Cooling Window Unit(s)
Roof Age Over 8 Years
Appliances Dishwasher,Disposal,Exhaust Fan,Microwave,Range,Refrigerator
Construction Materials Frame
Year Built 1858
Electric Circuit Breakers,100 Amp Service
Levels Two
Property Subtype Single Family
Tax Year 2026
Accessibility None
County Washington
New Construction No
Property Type Residential
HOA No
Contingency None
Other Structures Hot Tub,Other,Workshop,Studio,Storage Shed
Full Baths 1
Directions I94 TO S95 JUST BEFORE ENTERING DOWNTOWN AFTON HOME WILL BE ON THE RIGHT.
City Afton
High School District Stillwater
Zoning Description Business/Commercial,Residential-Single Family
Lot Size Units Acres
Property Attached Y/N No
Land Lease Y/N No
Tax Annual Amount 3158.8
Additional Parcels Y/N No
Standard Status Active
Lender Owned No
Amenities Unit Hardwood Floors,Hot Tub,Kitchen Window,Main Floor Primary Bedroom,Porch
PostalCity Afton

Interior Features

Basement Crawl Space,Partial,Storage Space,Unfinished
Fireplace Features Wood Burning Stove
Basement (Y/N) Yes
Fireplace Y/N No
Above Grade Finished Area 1360
Laundry Features Main Level
Total Bedrooms 2
Total Baths 1
Bath Desc Main Floor Full Bath
Dining Room Description Living/Dining Room,Separate/Formal Dining Room
Fuel Natural Gas

Exterior Features

Fencing None
Parking Features Gravel,Parking Lot,Open
Lot Features Tree Coverage - Heavy
Water Source Well
Lot Size Area 0.52
Building Area Total 1360
Lot Dimensions 150x150
Waterfront Y/N No
Foundation Area 780
Road Frontage Type City Street

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Mankato, MN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

7/28/2026 Listed $425,000

Property vs Zip Code Average in 55001

Price
AVG $1.48M
$430K
Taxes
AVG $9,167
$3,158
Year Built
AVG 1975
1858
Visits
AVG 117
38
Data Provided by Inside Real Estate®

Areas That We Cover

3032 Saint Croix Trail S Afton, MN is a Single Family Home for sale at $425000 with 1360 sqft and a lot size of 0.52 Acres Acre(s). 3032 Saint Croix Trail S Afton has 2 bedrooms, 1 baths and was built in 1858. The property's zip code is 55001 which is in Afton, MN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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